(for Single-Employer Plans only)

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The earliest date that PBGC can start paying benefits to a participant in a PBGC-trusteed single-employer plan. In most cases, the date will be age 55 or older.

A participant's EPRD can be no earlier than age 55 unless PBGC determines that participants typically retire under the plan earlier than age 55. For example, in some plans participants typically retire under a '30-and-out' benefit, which allows participants to retire after 30 years of service regardless of age.

A participant's EPRD is later than age 55 if the participant could not receive an annuity benefit until a later age under the plan.

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