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Admitted Carriers

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Other names

Also called regulated insurance carriers.

Definition

Commercial insurers whose nursing home liability insurance products are regulated by state departments of insurance in the United Stateshe insurance they sell is called admitted insurance, admitted meaning licensed by the state.

Advantages

  • These carriers enjoy some advantages over non-admitted carries.
  • They can participate in state guaranty funds, which help protect policyholders in the case of insurer insolvency.
  • Also, they have a marketing advantage over non-admitted carriers because some brokers, facility providers and lenders value state oversight and participation in the guaranty fund.

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External links

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