Uninsured
Uninsured
Uninsured (pronunciation: /ʌnˈɪnʃʊərd/) refers to individuals or entities that do not have insurance coverage. This term is often used in the context of healthcare, where it describes people who do not have health insurance.
Etymology
The term "uninsured" is derived from the prefix "un-", meaning "not", and "insured", which refers to being covered by insurance. It has been in use since the late 19th century, coinciding with the development of modern insurance systems.
Related Terms
- Insurance: A contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses from an insurance company.
- Health Insurance: A type of insurance coverage that pays for medical and surgical expenses incurred by the insured.
- Underinsured: Refers to individuals or entities that have some form of insurance, but not enough to cover all potential costs.
- Premium: The amount of money that an individual or business must pay for an insurance policy.
- Deductible: The amount you pay for covered health care services before your insurance plan starts to pay.
- Out-of-pocket Maximum: The most you have to pay for covered services in a plan year.
See Also
References
External links
- Medical encyclopedia article on Uninsured
- Wikipedia's article - Uninsured
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