Visa Inc.
American multinational financial services corporation
Visa Inc.
| Type | Public |
|---|---|
| Traded as | NYSE: V |
| Key people | Alfred F. Kelly Jr. (Chairman and CEO) |
| Industry | Financial services |
| Products | Credit card, Payment system, Debit card, Prepaid card |
| Revenue | 
$24.11 billion (2021) |
| Operating income |
$15.8 billion (2021) |
| Net income |
$12.31 billion (2021) |
| Assets |
$80.92 billion (2021) |
| Equity |
$36.11 billion (2021) |
| Employees | 21,500 (2021) |
| Website | [https://www.visa.com Official website] |
Visa Inc. is an American multinational financial services corporation headquartered in Foster City, California. Visa facilitates electronic funds transfers throughout the world, most commonly through Visa-branded credit cards, debit cards, and prepaid cards. Visa is one of the world's most valuable companies.
History
Visa was founded in 1958 by Dee Hock as BankAmericard, a product of Bank of America. The company was later renamed Visa in 1976. Visa went public in 2008, raising $17.9 billion in what was then the largest initial public offering in U.S. history.
Operations
Visa operates in more than 200 countries and territories, with products available in over 160 currencies. The company does not issue cards, extend credit, or set rates and fees for consumers; rather, Visa provides financial institutions with Visa-branded payment products that they then use to offer credit, debit, prepaid, and cash-access programs to their customers.
Technology
Visa's global network, known as VisaNet, is capable of handling more than 65,000 transaction messages per second. VisaNet connects consumers, businesses, financial institutions, and governments, enabling them to use digital currency instead of cash and checks.
Products and Services
Visa offers a range of products and services, including:
Corporate Structure
Visa Inc. is organized into four global regions: North America, Latin America and the Caribbean, Asia Pacific, and Central and Eastern Europe, Middle East, and Africa (CEMEA). Each region is responsible for managing its own operations, marketing, and sales.
Competitors
Visa's primary competitors include Mastercard, American Express, and Discover Financial.
See also
- Credit card
- Debit card
- Payment system
- Financial services
- Mastercard
- American Express
- Discover Financial
References
External links
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- Pages with script errors
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- Financial services companies of the United States
- Companies based in Foster City, California
- Companies listed on the New York Stock Exchange
- Multinational companies headquartered in the United States
- Credit cards
- Payment systems
- American brands
- Companies established in 1958
- 2008 initial public offerings
- Finance stubs
Contributors: Prab R. Tumpati, MD
